Instant Credit Card

Elite Plus Visa - Stored Value Card Application Information

The Elite Plus Visa® offers the cardholders more flexiblity and more control of their spending habits. Below are some of the strong advantages of the card:

- No More Check Cashing Locations.
- Stop losing your Income ($$) to check cashing places.
- Send Money to Friends and Family.
- Toll-Free Phone Support.
- Online and Offline Access.
- Take your card from Job-to-Job.
- Direct Deposit from your Employer.
- Low cost fees.
- Store your Money Safely.
- Easy to Purchase (POS).
- 24/7 ATM Access to Funds.
- No Credit Check or Bank Account Required
- No Security Deposits
- No Employment Verification
- Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
- Pay your bills over the phone
- Set up Automatic Bill Payments from your Visa®.
- Eliminate check-writing hassles
- Avoid late-payment fees
- Save postage costs and time
- The cardholder may only withdraw funds or make purchases up to the balance on the card.
  You cannot overdraft the account. There are no late fees or interest charges.
- 24 X 7 On-Line Account Access
- Multiple Options to place money onto your Visa® Prepaid Cash Card
- Unlike traditional credit cards, the Visa® Prepaid Cash Card does not extend you credit. Instead, accounts are prepaid for a specific amount while still being backed by Visa® for universal acceptance. There is no line of credit and accounts are only good for the balance applied

First Vineyard Credit Card - The most innovative and powerful incentive card on the market! Enroll in First Vineyards unique cash back and referral program and start earning $25, $50, $75 even hundreds of dollars in compensation every month. Unlike credit card reward programs, anyone can participate regardless of credit history. Just use First Vineyard anywhere MasterCard is accepted and tell your friends and family—it’s that simple. Qualify to earn 1% cash back on your own spending, plus refer others and receive a $25 bonus and compensation on their spending. This makes First Vineyard the most powerful and rewarding incentive card on the market.

First Vineyard MasterCard Card Features:

• Guaranteed Approval Stored Value MasterCard
• Use anywhere MasterCard® or Cirrus/Maestro is accepted
• Access cash at 1 million ATMs worldwide
• Receive cash back at the point of sale (grocery or c-store)
• Online bill payment included
• Card2Card transfer capability
• Direct deposit payroll and government benefit checks
• Add cash at 50,000 retail locations nationwide
• Powerful online card management tools
• Toll-free account information line (real-time transaction history, balance, also includes built-in calling card feature, and bill-pay capability)

First Vineyard Member Benefits:

• Receive 1% cash back on personal spending – paid monthly
• Refer others and receive compensation on their spending – paid monthly
• $25 cash bonus on every new member personally referred – paid daily
• Benefit from First Vineyard Company marketing

Wired Plastic™ Prepaid Visa®

Your Life – Made Easier, with your new Wired Plastic Prepaid Visa Card, its easy to stay in control, pay your bills, and eliminate NSF, overdraft and bounced check fees.

Shop online or over the phone, book travel, pay all of your bills (rent, car, utilities) with our convenient Click-n-Pay feature. Add cash instantly at over 60,000 locations including Western Union® for only $3.95. Eliminate check cashing fees by having your paycheck Direct Deposited to your Wired Plastic account FREE. Don’t wait! Have your new Visa card in as little as 3 days with instant online approval and no upfront payment required.

Wired Plastic™ Prepaid Visa® Benefits

·  Instant online approval

·  No upfront payment required

·  No ChexSystems verification or credit check

·  No bank account needed to sign-up

·  Receive your card in as little as 3 business days with express shipping only $15.00

·  FREE Direct Deposit – eliminate check cashing fees by receive your check electronically

·  Add cash fast at over 60,000 retail locations including Western Union® only $3.95

·  Pay any bill with Click-n-Pay™ or send a check to anyone

·  Access cash at ATMs worldwide

·  Powerful account management tools

·  FREE customer service and 24-hour account information line

·  Reward Points - earn 1 point for every $1 you spent and redeem for long distance calls,  prepaid wireless airtime, ring tones, and music downloads

Buy Right Credit Card - BuyRight is RIGHT for you! No more high interest rates. No more low credit limits. No more negative credit. No more credit turndowns.

The BuyRight Platinum Membership Card Application Information

A membership program offering a $5,000 line of credit for purchasing any of thousands of great brand-name products from BuyRight catalogs online and from the convenience of home - all at 0% APR! This no-credit-check program is especially designed to assist in building or rebuilding the member's credit record by reporting monthly to the credit bureaus. A $150 bonus certificate is applied toward the member's minimum payments as built-in assurance of a good credit "quick start".

BuyRight makes Shopping Easy:

• Shop from Home
• Great Brand Name Products
• Competitive Prices
• Order by Phone, Fax, Mail or Online
• Monthly Sales Specials

Platinum Membership Benefits include:

• Guaranteed $5,000 Credit Limit
• 0.0% Fixed APR
• NO Credit Turn-downs
• No Employment Verification
• Free $150 Merchandise Gift Certificate
• Can Build or Rebuild Your Credit
• Free 30 Minute Calling Card
• Travel Benefits Up to 50% Savings